FinTech API Library
Enhanced speed-to-market means reaching more customers and a stronger bottom line.
Intelligently designed APIs give you the foundation you need to stay ahead of the game.
X35 APIs Marketplace is more than a one-to-one process, they provide insights beyond a simple call request.
A well established Midwest-based community Credit Union with assets of more than $4 billion and membership in excess of 250,000 opted to consume APIs through our X35 Marketplace to deploy a Remote Deposit Capture (RDC) solution into their mobile applications. Their unique business requirements and a heavy focus on user experience required flexibility that standard solutions simply could not offer. The X35 Marketplace was the perfect solution, providing immediate value for their members and significant value for their back office through increased check review automation, streamlined operations, and reduced operational expenses by moving a significant amount of check processing away from costly branch and ATM channels.
In 2018 Urban FT was approached by a NASDAQ listed leader in payments to provide an API-driven Bill Pay solution. For a company servicing multiple industries and millions of cardholders, this key initiative was geared as increasing value, driving usage, and retaining customers. The X35 Marketplace provided them with the flexibility to define their unique specifications and maintain the integrity and consistency of their user experience. The success of their first integration led to immediate review of our Instant Account Opening and Remote Deposit Capture services through the X35 Marketplace. By compiling these complimentary services into their existing applications, they have transformed their digital suite to provide a meaningful digital banking experience that adds long-term value for their customers.
The X35 Marketplace has allowed for frequent collaboration with FinTech companies. In this case, a behemoth FinTech and Prepaid Processor, sought to revamp their enrollment capabilities. They selected our Instant Account Opening through the X35 Marketplace as a perfect compliment to their existing digital solutions. Once tested and deployed, the combination of our Phone Verification, KYC, ID Scanning, and Documentary review led to a significant increase in conversion rates and reduction in fraudulent enrollment attempts. The flexibility enabled through the X35 Marketplace has enabled for simple and quick modifications to meet the unique needs for each of their programs.