Our Mission & Core Values

We built Urban FT to give financial institutions the opportunity to compete like a giant.

Our mission is to deliver an exceptionally compelling mobile and Web banking user experience along with best-in-class digital banking features and functionality to empower small-to-midsize financial institutions to compete effectively against all comers.

We do it because we can and because we’re the best at what we do!

Success
Success

Delivering the digital banking features, functionality and user experience that accelerate our clients’ success.

Excellence
Excellence

Exceeding our clients’ and their customers’ expectations for product, value and experience.

Innovation
Innovation

Providing solutions that empower our clients to achieve significant, long-term brand differentiation and sustainable revenue growth.

Reputation
Reputation

Approaching all business interactions with integrity and fairness.

Leadership

Captained by industry-leading veterans of the fintech, financial services, mobile, banking, retail, travel, information technology and telecom industries, our esteemed leadership empowers Urban FT to provide an exceptional user experience for our customers.

Board of Directors

Cliff Mason

Cliff Mason

Executive Chairman

President of Total Administrative Services Corporation, the largest independently owned third-party administrator, Cliff brings 25+ years financial services experience to Urban FT’s chairmanship.

John De Lavis

John De Lavis

Director

A former COO of MetaBank and NetSpend, John has 30+ years’ experience in global payments and banking. He is currently founder and managing partner for advisory services at Greenings International.

Richard Steggall

Richard Steggall

Director & Chief Executive Officer

A successful serial entrepreneur, Richard co-founded Urban FT, which he leads as CEO of Waspit Group, Inc. In 17 years in IT&T, he honed skills in global growth strategies and led IPOs on three continents.

Management Team

Kasey Kaplan

Kasey Kaplan

President

Kasey, an Urban FT co-founder, handles corporate and strategic initiatives. He also promotes innovation and is our in-house trend spotter. Previously, he was COO of Waspit Group Inc.

Glen Fossella

Glen Fosella

Chief Operating Officer

Glen is responsible for the continuity of our business and leading our team that delivers key operational objectives. With 12 years banking/payments experience, Glen, most recently, was a vice president at Ingo Money

Nikhil Ghanekar

Nikhil Ghanekar

Chief Financial Officer

A member of Urban FT’s management team, Nikhil is responsible for our financial reporting, budgeting and forecasting.

Donald Codling

Donald Codling

Chief Information Security Officer

A certified information systems security professional, Don works with Urban FT in an advisory role. He is a 23-year veteran of the FBI.

Larry Herbinaux

Larry Herbinaux

Chief Architect Officer

Larry ensures new technologies are scalable and consistent with our IT architecture. He also manages third-party relationships for real-time integration and technical solutions.

Siddarth Parekh

Siddarth Parekh

EVP Technology

Sid manages our front-end development team, leading API development and supporting our product team on business and technical requirements.

Mark Kilpatrick

Mark Kilpatrick

Chief Marketing Officer

An Urban FT co-founder, Mark drives our strategy for corporate communications, business and consumer marketing, and product development. Previously, he was chief creative officer at Waspit Group Inc.

AJ Koehn

A.J. Koehn

SVP Compliance & Program Mgmt.

A.J. is our point person for regulatory compliance. She has15+ years’ experience, focusing on risk management, BSA and AML compliance, and interpreting legal and regulatory requirements.

Emily Trembley

Emily Trembley

VP, Financial Services

Emily manages relationships with our fast growing financial institution client base. As the “voice” of our clients, she provides support to optimize their use of Urban FT’s services for superlative user experiences.

Brian Molloy

Brian Molloy

National Sales Manager

Brian is responsible for all new credit union sales initiatives, including client and channel partner sales. He has 30 years of credit union experience in both operations and sales including digital banking and payments.

Kimberly Christopher

Kimberly Christopher

VP, Corporate Communications

As head of our B2B marketing team, Kimberly leads the rollout and amplification of Urban FT’s corporate messaging across the company’s strategic vertical markets in support of its enterprise sales and capital-raising efforts.

Jasmin Cruz

Jasmin Cruz

VP, Product

Jasmin shepherds Urban FT’s product innovation from strategy through execution. Working with colleagues in technology, marketing and compliance, she’s responsible for continual product improvement to extend Urban FT’s lead as the top-rated digital banking platform and strengthen clients’ ROI.

Culture

Our diverse group of highly motivated individuals collaborates across teams and disciplines to promote payments innovation. We continue to develop our team spirit outside the office with happy hours, intramural sports leagues and annual company retreat and holiday party.

Milestones

May 2012

Founded Urban FT to provide continuous innovation in digital banking[1]—to delight consumers and to exceed the service and quality expectations of our clients.

May 2014

Launched the first-ever digital payments platform to successfully integrate best-in-breed digital banking, including personal financial management tools, with meaningful social engagement, and deal and discovery option—driving increased customer lifetime value.

May 2015

Completed acquisition of Wipit, Inc., an alternative financial services provider focused on the wireless carrier market, to further expand our market and capabilities.

December 2016

Ranked #1 on The PYMNTS Digital Banking Tracker™[2] 
among more than 85 companies serving or powering the 
digital banking sector.

July 2017

Completed strategic growth investment with tech acquisition of iParse LLC, an Oregon-based tech firm and holder of a number of mobile banking-related patents.

[1] Digital banking encompasses “online” banking (i.e., using a desktop or laptop computer) and “mobile” banking (i.e., using a mobile device or tablet).
[2] PYMTS.com Digital Banking Tracker

Awards & Recognition

Awards 2015
Awards 2016
Awards 2017