Our Team

The culmination of all we do is to achieve one result:
exceptional outcomes for our clients

Winner Best in Show at the Innovation Project 2015

Our Mission and Values

It is our mission to make digital banking an easily obtainable competitive advantage for our clients with a platform that reinforces brand identity by making their programs integral to the financial and social lives of end users.


Thinking only outside the box when it comes to innovation — approach, solutions, and technology.


Approaching all business interactions with integrity and fairness.


Delivering the tools our partners need to accomplish and accelerate their successes.


Exceeding our clients’ and their customers’ expectations for product, value, and experience.

Leadership Team


Cliff Mason

Executive Chairman

President of Total Administrative Services Corp, the largest independently owned third-party administrator, Cliff brings 25+ years financial services experience to Urban FT’s chairmanship.

John De Lavis


A former COO of MetaBank and NetSpend, John has 30+ years’ experience in global payments and banking. He is currently founder and managing partner for advisory services at Greenings International.

Richard Steggall


A successful serial entrepreneur, Richard co-founded Urban FT, which he leads as CEO of Waspit Group, Inc. In 17 years in IT&T, he honed skills in global growth strategies and led IPOs on three continents.

Shawn Yeh


In 1994 Shawn identified a telecom opportunity that has grown to become MyWireless, a retail partner of leading U.S. MNOs. He now focusing on his private investments, particularly in East Asia.


Richard Steggall

Chief Executive Officer

A successful serial entrepreneur, Richard co-founded Urban FT, which he leads as CEO of Waspit Group, Inc. In 17 years in IT&T, he honed skills in global growth strategies and led IPOs on three continents.

Kasey Kaplan

Chief Operating Officer & President

Kasey, an Urban FT co-founder, is responsible for ensuring the company’s business continuity and leading a team to deliver key operational objectives. Previously, he was COO of Waspit Group Inc.

Nikhil Ghanekar

EVP Finance

A member of Urban FT’s management team, Nikhil is responsible for the company’s financial reporting, budgeting, and forecasting.

Mark Kilpatrick

Chief Marketing Officer

An Urban FT co-founder, Mark drives the strategy for corporate communications, business and consumer marketing, and product development. Previously, he was chief creative officer at Waspit Group Inc.

Glen Fossella

Chief Revenue Officer

Glen is responsible for all business development initiatives, including client and channel partner sales. With 12 years banking/payments experience, most recently he was a vice president at Ingo Money.

Larry Herbinaux

Chief Architect Officer

At Urban FT, Larry ensures new technologies are scalable and consistent with the current architecture structure, and manages third-party relationships for real-time integration and technical solutions.

Donald Codling

Chief Information Security Officer

A certified information systems security professional, Don works with Urban FT in an advisory role as chief information security officer. He is a 23-year veteran of the FBI.

Siddharth Parekh

EVP Technology

Siddharth manages front-end development team, overseeing API development and communicating with the product team on business and technical requirements for new products and enhancements

A.J. Koehn

SVP Compliance & Program Mgmt.

A.J. is the point person for Urban FT’s regulatory compliance. Her background includes more than 15 years’ experience in financial compliance and risk management, focusing on navigating BSA and AML compliance, as well as interpreting legal and regulatory requirements in the context of existing and new product development.

Emily Trembley

VP, Marketing

Emily manages the team responsible for Urban FT’s B2B marketing and consumer marketing for key clients’ programs. A digital native, she leads the company in all forms of digital communication, along with developing innovative processes to ensure great onboarding experiences for clients.

Jasmin Cruz

VP, Product

Jasmin shepherds Urban FT’s product innovation from strategy through execution. Working with colleagues in technology, marketing and compliance, she’s responsible for continual product improvement to extend Urban FT’s lead as the top-rated digital banking platform and strengthen clients’ ROI.

Kimberly Christopher

Director of Communications

Kimberly is responsible for creating industry awareness of Urban FT’s top-rated digital banking solutions by executing the company’s public relations strategy, including facilitating great media and analyst relationships, and thought leadership opportunities for the company’s leadership team.

© 2016 Urban FT, Inc.